You don't need to figure it all out alone. A good financial consultant can help you understand. You don't need a genius.
Simple ways they make money easier
You don't need to know everything. Just good advice. You should feel smarter after talking to begin taking action them.
They might help with saving. Some focus on retirement. The good ones listen first.
Easy ways to start searching
Friends might know someone. Some work at credit unions. Look online but check reviews.
Some work at investment firms. Independent ones might work just for you. See who fits best.
Simple things to check
Ask how they charge. Not just anyone. Ask how often they'll check in.
If they use big copyright, that's bad. Ask how long they've done this. The best ones let you decide.
Things that mean walk away
That's always bad. Watch out if they hide costs. Bad ones only want commissions.
If they ignore your questions. Not hard to understand. The worst ones won't give time.
How to work with them well
Be honest. Ask questions when something's unclear. Don't disappear.
But it's your money. Helps them help you. The best ones adjust with you.
Easy steps to good advice
Just find someone good. Not fancy titles. Take your time|The right one is out there|You'll find them}.
Start with small questions. A good one will guide you well. Just find good help.